home.
Referencing

Referenced
in seconds. Not days.

Identity, income and affordability verified from live bank data, not documents anyone can fake. Consistent, auditable decisions, in seconds.

Chase EvansDouglas & Gordon
How it works

Four steps, one workflow.

1
Invite

Send the applicant a link from your existing workflow.

2
Verify

They connect their bank; identity, income and affordability confirmed from source.

3
Decide

A consistent, explainable decision in seconds, any hour, any day.

4
Protect

Add RentProtect or RentBuddy at the point of decision, no extra forms.

Why source data wins

Verify a person,
not a PDF.

Uploaded payslips and statements can be edited, or AI-generated in seconds. Live bank data can't be faked, that's the difference between checking a document and verifying a person.

Renters checking their phone
Uploaded documents
Editable · disputable · slow to verify
Verified from source5 seconds
IdentityCertified IDSP
IncomeOpen Banking
Affordability31% of income
Nothing uploaded, nothing to fakeVerified.
The intelligence behind Home

Speed from the machine.
Judgement from people.

Madison applies the same decision framework to every application, ten a month or ten thousand, built to run autonomously. Where a case needs a human call, a named specialist makes it and owns it. Not a call centre. Not a queue.

24s
Average call answer time
Named case handlers, not a queue.
£0
Right to Rent checks
Included at no extra cost.
Global
Overseas applicants
Supported out of the box.
What they say

Trusted by letting agents and property firms.

We are a letting agent and had a few recurring errors due to an unusual criteria when checking our applicants. We flagged it and the team quickly fixed it, put measures in place, and brought back the swift service we were used to. I feel confident our agency is in good hands.
Ben, Letting Agent
It makes it easy to request client references and rent warranties. A really good range of services, excellent customer service, and friendly, helpful staff.
Nicola Frisoli, Letting Agent
We've worked with the referencing team for about a year and could not be happier. As a client you feel seen and acknowledged, which isn't common these days. Client-oriented and genuine in every conversation.
SMC Property