home.

Hello, we're home.

A new kind of rental infrastructure, verified from source, protected end to end, giving UK renters and the agents who house them a better way to move.

Our story

Renting a home should be simple. It's where life happens. Yet the moment you try to move into one, the system works against you: weeks of waiting, documents re-sent, a guarantor you may not have, and a dozen companies none of whom remember you exist.

We think that's unacceptable. The place you live is too important to run on paperwork and guesswork. So we rebuilt the one moment everyone passes through, the reference, verified from live bank data in seconds rather than assembled from documents anyone can fake.

From that one verified moment we protect the tenancy, solve the guarantor problem, and handle the payments, each on infrastructure we own rather than rented from someone else. One relationship that gets more useful the longer you're with it.

Our mission is to make renting work for the people who live in it.

Our leadership
“Nearly everything in people's lives has been rebuilt around them by now. The place they actually live still hasn't. That's the one we're here to fix, and it's why we're called Home.
Matt Spence, CEO
Matt Spence
Where we start

The one moment everyone passes through.

Every tenancy begins with a reference. Today it's slow, manual, and built on documents anyone can fake. We rebuilt it: verified from live bank data, in seconds, from source. Fairer for tenants, faster for agents, nothing to fake.

But the reference was never the point. It's the beginning, one verified moment we build everything else on.

Reference decisionApproved
Decided from source in
5 seconds
Identity verified from source
Income confirmed, from live bank data
Affordability, comfortably in range
Nothing uploaded.Nothing to fake.

Our progress

Not a better version of what exists, the thing that should have existed all along. Each step makes the last one stronger.

2025
Referencing

The reference rebuilt on live bank data. Verified from source, decided in seconds, the same criteria for everyone.

Live
2026
Protection

RentProtect and RentBuddy, rent cover and a guarantor substitute, both covered directly by Home.

Live
Next
Payments

HomePay, rent and deposits on regulated banking rails, built with The Dispute Service and ClearBank.

Rolling out
In time
Moving tools

The tools that help renters move from where they are to where they want to be.

Planned
The team

People who've done it before.

Matt Spence
Matt Spence
CEO

Led the campaign that took Countrywide, the UK's largest residential property group, into full privatisation. Founded Home to rebuild the market's infrastructure.

Chris Hutchinson
Chris Hutchinson
CFO

Previously CEO of a UK proptech scale-up: 6 to 200 people, £4k to £1.5M MRR, £50M+ raised and a ~£25M acquisition executed.

Jayne Harvey
Jayne Harvey
COO

18+ years of operational leadership; most recently MD of Diageo Moët Hennessy Thailand, a $200M business.

Rohan Sadier
Rohan Sadier
Chief of Staff

Former Head of Consumer Strategy at DMG Media and Global Commercial Director at IWG, across 120+ countries.

The board

Governance with pedigree.

Martin Samworth
Chair

Former Chairman, RICS.

Robin Paterson
Non-executive

Former MD/CEO of Hamptons, Cluttons and Barnard Marcus.

Edward Norfolk
Non-executive

Board director.

Partnerships

The people who set the standards work with us.

We work with TDS, the UK's largest tenancy deposit scheme, and ClearBank on regulated payments, and distribute through letting agents and institutional operators nationwide, including L&Q and Kings Group.

TDS, Tenancy Deposit Scheme
ClearBank
L&Q
Kings Group