Infrastructure
for living.
Home is building the operating system for living — a single connected platform for how people move, pay, and run a household.
About Home
For most people the home is the centre of financial and daily life combined.
It's where people spend money, access essential services, manage responsibilities, make long-term decisions, and build their lives.
Yet the systems behind it remain fragmented. Moving home still triggers paperwork, repeated forms, disconnected providers, delayed services, manual administration, and operational complexity spread across dozens of companies that do not communicate with one another.
The experience of living has never been designed as a connected system.
We believe that changes now.
A new category
The next shift isn't property, or money.
It's living itself.
Digitised parts of the property industry — listings, viewings, lettings, the transactional surface.
Transformed how money moves — accounts, payments, identity, real-time financial rails.
Technology built around living itself — the infrastructure layer connecting people, property, services, payments, and intelligence required to run modern homes.
Why home exists
Every move triggers hundreds of interactions at once.
Today, these experiences are fragmented across agents, landlords, operators, suppliers, financial institutions, and residents themselves. Home connects them — and becomes embedded at the point residential relationships begin.
Not a transaction. A continuous relationship.
Home integrates directly into the workflows that already power residential occupancy. Across the full lifecycle of living, not only during a move.
What changes
A home that works intelligently in the background.
Move-in completed in minutes, not weeks.
Identity, services, and payments coordinated before keys exchange hands.
Services connected before residents arrive.
Utilities, broadband, insurance — switched on, in sync with move-in day.
Information that no longer repeats itself.
One identity, shared across providers. No more re-entering the same forms.
Operational overhead removed from operators.
Agents, landlords, and residential operators free to focus on what matters.
Payments, support, and management in one place.
Rent, deposits, services, and household admin — coordinated through Home.
A connected system, not disconnected tasks.
Quietly reducing friction, simplifying complexity, improving over time.
Why now
Three structural shifts are converging.
People expect the systems around them to be instant, connected, and intelligent. Yet one of the most important parts of life — the home — still runs on fragmented infrastructure built for a different era.
Artificial intelligence can coordinate operational complexity at scale.
The orchestration problem at the centre of every home is now solvable in software.
Modern financial infrastructure enables real-time identity, payments, and automation.
Open banking and instant rails turn rent, deposits, and verification into APIs.
Customer expectations have permanently changed.
People expect the systems around them to be instant, connected, and intelligent.
We believe this creates one of the most important infrastructure opportunities of the next decade.
One system.
One identity.
One home.
Every resident, operator, supplier, and service connected to Home strengthens the system around it.
Where we are
Founded in 2019. Still early. Direction is clear.
Home operates across the UK and Australia and works with agents, landlords, residential operators, and strategic industry partners across the housing ecosystem.
A bet that the experience of living can be designed as a system.
Foundational footprint in residential referencing and operational rails.
Working with agents, landlords, and residential operators in two markets.
Aligning the deposit ecosystem with the connected resident experience.
The financial layer of LivTech — payments built into residential occupancy.
Home is building the layer beneath them — quietly, durably, and in partnership with the industry.
Leadership
The team building the layer beneath living.
An operator-led team with deep roots in residential, financial, and platform infrastructure.
Matthew Spence
CEO & Founder
Jayne Harvey
Chief Operating Officer
Chris Hutchinson
Chief Financial Officer
Rohan Sadier
Chief of Staff
Board of directors
Stewardship for the long view.
Independent directors from across property, finance, and technology.
Martin Samworth
Chair (NED)
Edward Fitzalan-Howard
Board Member
Django Davidson
Board Member
Neil Peers
Board Member
Robin Paterson
Non-Executive Director
Neil Saligrama
Board Member
Ready to experience the future of home management?
Join thousands of households already running their home with Home — and partners reshaping the residential layer alongside us.
